Rate Assumptions and APR Information

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Today's refinance rates are based on the refinance of a single-family, primary residence, a credit score of 780, and assumes the loan will have an escrow account and no cash out.

J Loans - Amounts that exceed conforming loan limits.
7/6-Month ARM Jumbo
IR 3.000%
AP 2.876%
$750,000.00
25.0%
30 yrs
7 yrs
5%
$3,162.04
FAI
(months 85-90)
2.750%
FAP
(months 85-90; excludes taxes and hazard insurance; total payment will be higher)
$3,082.00
FII
(months 91-360)
2.750%
FIP
(months 91-360; excludes taxes and hazard insurance; total payment will be higher)
$3,082.00
$7,831.00
n/a
Rates, terms, and fees as of 05/13/2021 06:03 AM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-7 Year 8 Years 9-30
Principal & Interest $3,162.04
$3,082 min.
$4,207 max.
$3,082 min.
$4,958 max.
Mortgage Insurance + 0 + 0 + 0
Estimated Total Monthly Payment $3,162.04 $3,082-$4,207 $3,082-$4,958
Let's look at your refinance goals and options together.
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