Rate Assumptions and APR Information

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Today's refinance rates are based on the refinance of a single-family, primary residence, a credit score of 780, and assumes the loan will have an escrow account and no cash out.

J Loans - Amounts that exceed conforming loan limits.
10/6-Month ARM Jumbo
IR 3.125%
AP 2.999%
$750,000.00
25.0%
30 yrs
10 yrs
5%
$3,212.82
FAI
(months 121-126)
2.750%
FAP
(months 121-126; excludes taxes and hazard insurance; total payment will be higher)
$3,106.00
FII
(months 127-360)
2.750%
FIP
(months 127-360; excludes taxes and hazard insurance; total payment will be higher)
$3,106.00
$8,820.00
n/a
Rates, terms, and fees as of 05/13/2021 06:03 PM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-10 Year 11 Years 12-30
Principal & Interest $3,212.82
$3,106 min.
$4,139 max.
$3,106 min.
$4,794 max.
Mortgage Insurance + 0 + 0 + 0
Estimated Total Monthly Payment $3,212.82 $3,106-$4,139 $3,106-$4,794
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