Rate Assumptions and APR Information

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Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account.

C Loans
5/6-Month ARM
IR 2.000%
AP 2.547%
$200,000.00
25.0%
30 yrs
5 yrs
5%
$739.24
FAI
(months 61-66)
2.750%
FAP
(months 61-66; excludes taxes and hazard insurance; total payment will be higher)
$805.00
FII
(months 67-360)
2.750%
FIP
(months 67-360; excludes taxes and hazard insurance; total payment will be higher)
$805.00
$4,064.00
n/a
Rates, terms, and fees as of 05/13/2021 06:03 PM Eastern Daylight Time and subject to change without notice.
The following table illustrates the minimum and maximum payments over the life of this loan example.

Projected Payments

Payment Calculation Years 1-5 Year 6 Years 7-30
Principal & Interest $739.24
$805 min.
$1,018 max.
$805 min.
$1,222 max.
Mortgage Insurance + 0 + 0 + 0
Estimated Total Monthly Payment $739.24 $805-$1,018 $805-$1,222
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